Privacy Policy

We (referred to as “We,” “Us,” or “Our”) are dedicated to protecting your personal information and ensuring your privacy.

This Privacy Policy aims to enlighten you about our methods for gathering and preserving the data you submit via the website Creda Spark (the “website”).

These values will be upheld:.

• To clearly outline how we handle and gather your personal data:

We aim to empower you to make educated decisions about personal data usage and management. This is why our website exists. To achieve this, we utilize various strategies and practices to provide pertinent details about handling personal data.

Should we determine that you need particular information, we will share the details with you at the right moment.

We are pleased to address any inquiries you might have and will clarify any restrictions set by law. You can contact us through the email listed below: info@ Creda Spark .com .

• Personal information will be utilized solely for the goals outlined in the policy.

Your Personal Data may be handled by us for various objectives, including providing the website and connecting you with external trading platforms (the 'Services'), improving the site, safeguarding our rights and interests, supporting service maintenance and provision, meeting regulatory or legal requirements, and conducting administrative and business operations to enable service delivery and utilization.

We also handle your personal information to enhance our understanding of your likes and requirements.

• Utilize key resources to safeguard your entitlements concerning personal information:

To facilitate the exercise of your rights, we have ample resources at your disposal. Reach out to us at any time to access information about your personal data. We can adjust or erase it, cease its use for specific or broad purposes, or transfer it to you or another entity. Your requests will be handled efficiently.

• Protect your private information:

Although we cannot promise absolute protection of your personal information, we assure you that we will persistently utilize an array of strategies and practices to safeguard your personal data.

Our confidentiality and protection guidelines are comprehensive.

1. The Scope?

This policy outlines the nature of personal information gathered from individuals and details how it is handled, disclosed to external entities, safeguarded, and more.

This Policy discusses data pertaining to a recognized or recognizable individual. An identifiable individual is someone who can be directly recognized or through a mix of additional details that we possess or have access to.

The Policy describes “processing” as any operation requiring the utilization or collection of personal data. This encompasses the administration, organization, and retention of personal data.

Our offerings are tailored for general use and not meant for individuals under 18. We do not intentionally collect or solicit data from those below 18. We do not knowingly permit such individuals to access our services. If we become aware of any information regarding minors, we will promptly delete it.

2. Which personal information have we collected about you?

By accessing our platform and its features, or visiting our site, we gather personal information. At times, we may ask for your personal details directly. In other cases, we derive your personal information by evaluating the use of our platform or through insights from our third-party associates.

3. There is no obligation to provide personal details to the company along with the ramifications.

However, you are not required to give us your personal details. In some cases, though, you may be exempt from providing personal information. This might prevent us from delivering services or could restrict users from using the site.

4. What types of personal information can we collect? By accessing our site, we'll gather the following personal data from you:.

This encompasses details about your digital activity record, data regarding your traffic (such as IP address, access date, time of access, and access date), the language selected, details from software error reports, the type of browser employed, as well as specifics about the device you used. The data gathered is non-personal and cannot be used to identify you.

Personal Information You give to Us: Any personal information you choose to share with Us when you access a third-party online trading platform through Us.

Personal details you specifically share with third-party services to enable transactions: this data includes your full name, location, contact number, and email address.

5. The lawful foundation and the rationale behind handling personal information.

The company handles your personal information for the purposes detailed here, following the relevant legal standards applied in Singapore.

Without a lawful basis, the company cannot handle your personal information. The legal justifications the company can utilize to manage your personal data include: .

• You have authorized the handling of your personal information for one or more purposes. This happens when you provide personal details through the website, allowing us to send them to a third-party trading platform.
• The Company or an External Party Might Need to Conduct Processing to Satisfy Their Legitimate Interests. For example, it's essential to enhance our services or to address legal challenges.
• The processing must comply with a legal duty.

Reach out to us by email to obtain further information on the procedures required to protect legitimate interests.

Here is a list of reasons and legal justifications for how we might utilize the information you give us. Personal details.

6. Sharing of Personal Information with External Entities

The organization may also share personal information with third-party firms that supply services to us, such as storage and hosting providers, IP address data, and user experience analytics.

You can request us to share specific personal information about you with third-party trading services. In such cases, we will relay the personal information you give us to these third-party trading platforms. The manner in which your information is used is governed by their privacy policies. Your personal details may be disclosed to various trading platforms.

The organization may share personal information with affiliated companies or business associates. This sharing can offer the business the resources it requires to improve and refine the offerings and services provided to its clients.

If necessary to protect third-party rights or properties, the Company may share personal information with regulatory bodies, local, or official authorities.

Additionally, we might also share your personal information with possible investors or purchasers, or with creditors to the company or any company within the corporate group if such a deal occurs (including the handover or sale of assets owned by the company or any affiliated company) or as a part of any merger, restructuring, consolidation, or insolvency of the company or any enterprise within the corporate group.

7. External cookies and third-party services.

External organizations, like those offering ads on our site or analytics firms, might be engaged. These entities may also employ cookies or similar technologies.

Every time you visit or enter the website, small text files known as cookies are stored on your device. These cookies collect details about your preferences and browsing behaviors to enhance your user experience, remember your choices, and tailor the products and services you may find appealing. They are also utilized for statistical analysis and interpretation.

Some of the cookies we employ are session cookies, which are briefly stored on your device and vanish shortly after you exit your browser. Alternatively, we use persistent cookies. These remain on your device even after closing your browser and help the website recognize returning visitors, allowing users to access the site again.

Types of cookies:

They might be employed by us in accordance with their intent:

Cookies are either disabled or deleted.

To block or delete cookies, adjust your browser settings. Below are links to assist you with this process for several popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

Yet, keep in mind that some or all of the website's functionalities and features may not behave as you anticipate if this occurs.

ONLINE MONITORING ALERT
This service presently lacks support for do-not-track requests.
8. The Storage of Your Personal Information.

The organization aims to keep your personal information for as long as needed to achieve the purposes outlined in this policy or for extended durations as allowed by Singaporean laws, regulations, policies, and relevant directives.

For 12 months, we'll provide your details to third-party trading platforms. Should you consent, your information will be shared for another 12 months.

We routinely assess the Personal Data we hold to confirm it's still necessary.

9. Transferring personal data to a foreign nation or to a global organization.

Your private details might be moved to countries beyond your own, which means your data could be sent to another nation, such as Singapore, or to global organizations. International bodies or legal zones. Our company diligently safeguards the personal information you share, ensuring data handlers can exercise their rights and pursue effective legal remedies.

These measures and protections are available to all individuals living in the region of Singapore.

• Transfer to an international body or third-party nation, which the EU Commission has acknowledged as ensuring sufficient protection for personal data shared with it, following article 45 (3) of Regulation 2016/679 passed by the European Parliament and Council on 27 April 2016. ("GDPR").
• The transfer is conducted under a legally enforceable and binding contract between governmental entities or authorities in Singapore, as outlined in Article 46 (2) (a).
• The transfer adhered to standard data protection provisions adopted by the Singapore authorities under Article 46 (2) (c) of the GDPR. The provisions sanctioned by the authorities in Singapore can be accessed at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The organization is able to share details about the protective steps it takes to secure your personal information when it's forwarded to foreign nations or global bodies. You can request this by emailing contact@wealthwaydigital.sg.

10. Safeguarding of Personal Information.

We have implemented suitable organizational and technical measures to protect personal data. This involves preventing accidental or unlawful destruction, loss, or alteration of personal information.

We do not promise or assure that your personal information's security will be error-free. We are also not liable for any intangible, incidental, or consequential damages stemming from the use or exposure of personal information. This includes, but is not limited to, data being revealed due to transmission errors, unauthorized third-party access, or any other factors beyond our control.

Should legal mandates or other uncontrollable duties arise, we may need to disclose your personal information to outside parties, like government agencies. In these cases, we cannot ensure the protection of your personal details by those third parties.

Sharing personal information online cannot be done with absolute security. The Company cannot guarantee the protection of personal data sent to us via the web.

11. Links directing to websites operated by external parties' platforms.

The website includes links to external sites and applications. These external entities are not under the firm’s oversight. We disclaim any responsibility for how these sites or applications collect or handle personal data. This Policy does not cover any activities conducted on such external platforms.

Before engaging with any third-party sites or applications, we advise reviewing their privacy policies to make an informed choice about using their services. Additionally, we recommend considering the provision of your personal information to them.

12. Changes to this Policy.

This Policy may be altered at any moment. Should we revise this policy, we will inform you by posting the new policy on our website. Furthermore, when we implement substantial changes, we will endeavor to reach out to you using the most suitable methods and will issue a notice on our website. Unless otherwise stated, any revisions will come into effect following the publication of the updated policy.

13. Your entitlements concerning your personal data

You have the right to ask us to confirm the correctness of personal information collected about you, to correct any errors, and to erase all unnecessary personal data. You can also limit the categories of processing of your personal data.

If you reside in Singapore, kindly visit this page: .

You have access to these entitlements concerning the details you provide regarding your personal information. To exercise these entitlements, send an email to the address listed below.

Access rights

The organization can confirm the correctness of the personal information being handled about you. If they do, you can gain access to your personal information.

The organization aims to provide a digital version of the personal information currently being handled and may levy a reasonable fee for extra copies. This data will be accessible in electronic format upon your request.

The entitlement to access personal data should not clash with others' rights and freedoms. If the request harms another's rights or freedoms, the firm has the authority to deny the request or restrict its ability to fulfill it.

Entitlement to correction.

The organization has the right to correct incorrect personal data. You have the right to request the amendment of incomplete personal information about you, considering the purpose of processing.

Right to Erasure

The following reasons can be applied: (a) Personal data are no longer necessary for the original purpose they were collected or processed; (b) You rescind consent, leaving no legal grounds for processing; (c) You object at any time, due to a reason particular to your situation, to the processing of your personal data that is based on legitimate interests pursued by us or a third party; (e) Personal data are processed unlawfully or (f) Personal data need deletion to fulfill the company's legal duties.

This entitlement is not relevant if the data processing is essential (a) to satisfy a legal duty mandated by Singaporean law or under the statutes of Singapore; or (b) to establish, assert, or protect legal claims.

Handling limitations

If you worry about the precision of your data, you may request the firm to restrict handling your personal details.

Should you request limitations on personal data, such data may only be retained if you approve or to establish, uphold, or protect legal rights, or to safeguard another person's rights, or for reasons of significant public interest within Singapore or its territories.

Entitlement to transferability of information.

When an automated system handles the process and it relies on either your consent or a contract you're part of, you have a lawful entitlement to access your personal data that the company has received from you.

You have the right to request that your personal information be directly transferred from the organization to another controller, if technically possible. Exercising your data transferability rights does not alter your rights under the right to erasure. The right to data transfer does not infringe on the rights or freedoms of others.

Right to challenge

You have the right to object to any processing of your personal information that is rooted in the legitimate interests of the business or a third party at any time. This includes profiling activities based solely on these legitimate interests. If we demonstrate compelling lawful reasons for processing, we will be unable to proceed unless you can show your rights, freedoms, or interests, or the use, establishment, or defense of legal rights, are more significant.

In terms of direct marketing, you have the right at any moment to object to the handling of your personal information.

Choice to withhold agreement.

You can withdraw your permission for us to handle your personal information at any time. This won't impact the validity and legality of any actions taken based on your consent before its withdrawal.

You have the right to file a grievance with the governing body overseeing you.

You can submit a petition to a regulatory body established by a Singaporean authority to protect the fundamental rights of individuals concerning the management of personal data within Singapore.

Singaporean laws and regulations may restrict your entitlements regarding your personal data, as outlined in section 13.

Following the entitlements outlined in section 13 of this contract, we will deliver the necessary information within one month of receiving your request. If circumstances require, this period may be extended to a maximum of two months, considering the nature and volume of requests. We will inform you of any time extension and its justification within one month of receipt of your request.

Provided it does not conflict with the stipulations of section 13 in the law, any information you seek under section 13 rights will be furnished at no charge. However, if the request is unjustified or overly burdensome, especially if repeated, a reasonable fee may be imposed to cover the administrative costs of providing the information or fulfilling the action sought. We may also choose not to proceed.

If there are uncertainties about who truly submitted your request, the company may require additional details to verify the identity of the individual making the request.